I am horribly stressed about finances right now. Amidst all this wedding planning and preparation, we find out that we make too much to receive food stamps anymore. Thus they have revoked what little a month they were giving us and now we are in the hole BIG TIME. Let me tell you, we do NOT make too much to NEED food stamps. Even though my husband and I have jobs and each work 35+ hours a week, we still struggle every single month to make enough to cover rent, utilities, my car payment, car insurance (which just went up HARDCORE), cell phone bills, Lon's dental bill, Lon's therapy bill, Lon's medication, my therapy bill that we are in debt for, my medication and to pay back Lon's parents (we set up loan agreement with them to avoid bank interest among other things). We have been on food stamps since Alan was born, and though we do not rely all of our grocery budget on food stamps, they have helped us out a lot. We are also on WIC, which is also beneficial. But now, only being on WIC is not gonna be enough for us.
I've been continuously racking my brain for things that we could do to solve this problem without turning back to food stamps. Because my only options there is quit my job or have another kid, neither of which I want to do right now. So I have a few other options to mull over:
-I have only $500 in savings for emergencies, but groceries doesn't seem enough of an emergency for us... At least not yet.
-We cannot just cancel the wedding at this point either, to save us some money. All the invitations are out, my dress is purchased, and its only six weeks away as of today.
-I don't think I could work a second job right now. Working in three different departments at my job is already stressful enough for me, somedays it feels like I'm working three jobs.
-Same goes for Lon, he works seven days a week like six to eight hours a day. There's no way he could work somewhere else too, even if it was only part-time.
-There's nothing really that we could give up so that we'd save some money every month. My family are such simple, non-materialistic people that the only luxury we really have is satellite cable and even that is more for the educational aspect (our television is normally tuned to either the History Channel, PBS, TLC, Sprout, Nick Junior, the Discovery Channel or the Documentary Channel) and only costs us $25 a month anyways. Plus we are in the middle of a two year contract that would be more expensive to break than keep.
-Of course its a given that we will be cutting back on what little we do spend on non-grocery store food. In other words, restaurants and coffee shops and such. But once again, that's only like an extra $20 a month.
The Dhammapadda tells me not to worry over financial or material issues, and normally I don't because I know that as long as we are continuing to work, money will come. But what happens when we have more hands asking us for money than we have to give them??? I've been reading and reading and yet I find no answer to this. And so I continue to stress... The answer is of course to cut down the unnecessary, and so we will. We will pull through, I have faith in this family. We will just have to work extra hard and go without some luxuries. But that's life at some points. :)